We are a responsible but responsive lender and have a lower APR than most of our competitors. We consider all applications on a case-by-case basis and treat our customers fairly and with respect.

Who can apply?

  • UK residents, 18 and over.

  • Full or part time employed.

  • Income from a pension.

Who we cannot accept

  • Those on Jobseekers Allowance, Income Support or Sickness Benefits.

What documents will I need?

  • A current passport or a full UK photo driving licence.

  • Your last three months bank statements with running balances, showing your address, account details and wages going in.

  • The debit card used for your bank account.

Additional Information

  • A guarantor must support applications over £500.

  • They must be a UK resident and over 18.

  • Guarantors must be self-employed or in full/part time employment.

  • Guarantors cannot be a family member.

What documents will my guarantor need?

  • Proof of employment i.e. bank statements, payslips etc.

  • Proof of address i.e. current council tax bill

Approval is subject to a credit assessment of your application. Terms and conditions apply.

If you want to speak to a real person about your loan application, pick up the phone and call 020 3302 4020 or 01634 789 466.